Amana InsuranceLINDUNG 24 Jam FAQ

My employer never deducted or remitted, am I still protected?

✓ VerifiedUpdated 4 days agoConfidence: High
Short answer: For accidents after 15 July 2026, no contribution record = no coverage. You can lodge a complaint with PERKESO.

The full picture

PERKESO can pursue employers for outstanding contributions. An employer convicted of failing to deduct faces up to 2 years' imprisonment, a RM10,000 fine, or both (with a 6-month grace period on LINDUNG 24 Jam penalties). Verify your record via prihatin.perkeso.gov.my, the PRIHATIN app, or 1-300-22-8000.

Primary source: PERKESO Official FAQ (PDF)

Related questions

→ How much do I get if I'm on MC after an accident?→ What does my family get if I die in an accident?→ How do I make a claim?→ Can my employer fire or penalise me while I'm on accident MC?
Deciding before 31 August 2026?

Use the free decision tools: contribution calculator, opt-out guide and an honest LINDUNG 24 Jam vs Personal Accident comparison.

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