LINDUNG 24 Jam FAQEvery LINDUNG 24 Jam question, answered
✓ Verified against official PERKESO sourcesUpdated 2026-07-17
Coverage
→ What exactly is LINDUNG 24 Jam?→ What does it actually cover?→ What accidents are NOT covered?→ Does it cover illness or hospitalisation for sickness?→ How is this different from my existing SOCSO?→ What are the 8 benefits, in plain language?→ I'm self-employed / a gig worker. Am I covered?→ Are housewives, students and retirees covered?→ Does it cover my spouse and children?→ Am I covered during unpaid leave?→ I resigned or changed jobs. What happens to my coverage?→ Is my weekend futsal, hiking or cycling injury covered?→ Accident while commuting to work: which scheme pays?
Latest Updates
→ Is it still compulsory?→ Why do foreign workers have to stay in but locals can leave?→ What happens after the government review at end-2026?
Contributions
→ How much is deducted from my salary?→ Will the rate really increase later?→ Will I get my June contribution back if I opt out?→ I have two jobs. Do both employers deduct?→ Does overtime or my bonus change the deduction?→ When must my employer pay the contribution?
Opt Out
→ How do I opt out of LINDUNG 24 Jam?→ What happens if I do nothing?→ If I opt out, can I rejoin later?→ Can I still opt out after 31 August?
Overseas
Road Accidents
Compare PA
→ I already have PA insurance. Do I still need this?→ Can I claim both LINDUNG 24 Jam and my private insurance?
Claims
→ How much do I get if I'm on MC after an accident?→ What does my family get if I die in an accident?→ My employer never deducted or remitted, am I still protected?→ How do I make a claim?→ Can my employer fire or penalise me while I'm on accident MC?
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