LINDUNG 24 Jam FAQBMHow much is my total PERKESO deduction now, with LINDUNG 24 Jam?
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Short answer: If you join, the employee side is 1.25% total: 0.75% for LINDUNG 24 Jam plus 0.5% for the Invalidity Scheme. On RM3,000 that's about RM37.50 a month for the whole employee portion.
The full picture
Per PERKESO's official contribution table, the employee pays 0.75% (LINDUNG 24 Jam) + 0.5% (Invalidity / Keilatan Scheme) = 1.25%, while the employer pays 1.25% (Employment Injury) + 0.5% (Invalidity) = 1.75%. The employer contributes nothing to LINDUNG 24 Jam itself: that 0.75% is fully yours. So the new scheme adds 0.75% on top of the 0.5% Invalidity you were already paying.
Primary source: PERKESO FAQ V2.0 (Q28)
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