LINDUNG 24 Jam FAQHow much is deducted from my salary?
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Short answer: 0.75% of monthly salary, capped at a RM6,000 ceiling, maximum about RM45/month. RM3,000 salary pays RM22.50.
The full picture
The contribution is fully employee-borne; your employer only deducts and remits it. Rates are phased: 0.75% until 31 May 2028, 1.00% from June 2028, and 1.25% from June 2031, under the Third Schedule of Act A1788. Earn above RM6,000 and you still pay only the ceiling amount.
Primary source: PERKESO Official FAQ (PDF)
Related questions
→ Will the rate really increase later?→ Will I get my June contribution back if I opt out?→ I have two jobs. Do both employers deduct?→ Does overtime or my bonus change the deduction?
Deciding before 31 August 2026?
Use the free decision tools: contribution calculator, opt-out guide and an honest LINDUNG 24 Jam vs Personal Accident comparison.
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