Amana InsuranceLINDUNG 24 Jam FAQ

Does overtime or my bonus change the deduction?

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Short answer: Overtime, leave pay and holiday pay count as wages for the deduction. Annual bonus, travel allowance, gratuity and statutory contributions do not.

The full picture

The contribution follows the definition of wages in Section 2(24) of Act 4. Counted: basic salary, overtime, and payments for leave and public holidays. Not counted: annual bonus, travel allowance, gratuity and statutory contributions. The 0.75% applies to counted wages up to the RM6,000 ceiling.

Primary source: PERKESO Official FAQ (PDF)

Related questions

→ How much is deducted from my salary?→ Will the rate really increase later?→ Will I get my June contribution back if I opt out?→ I have two jobs. Do both employers deduct?
Deciding before 31 August 2026?

Use the free decision tools: contribution calculator, opt-out guide and an honest LINDUNG 24 Jam vs Personal Accident comparison.

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