LINDUNG 24 Jam FAQPERKESO's position: June 2026 contributions were mandatory by law before the 8 July Cabinet decision, and coverage was active during that period, so no refund is available. Opting out only stops future deductions.
Primary source: RTM (PERKESO CEO, 10 Jul)
Use the free decision tools: contribution calculator, opt-out guide and an honest LINDUNG 24 Jam vs Personal Accident comparison.
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