LINDUNG 24 Jam FAQAccident while commuting to work: which scheme pays?
✓ VerifiedUpdated todayConfidence: High
Short answer: Commuting to and from work falls under the Employment Injury Scheme (employer-funded), not LINDUNG 24 Jam.
The full picture
The existing Employment Injury Scheme covers accidents at work and on the commute between home and work. LINDUNG 24 Jam covers accidents on journeys that are not work-related, such as weekend trips or balik kampung. Simple rule: going to or from work, Employment Injury Scheme; everything else, LINDUNG 24 Jam. One scheme applies per accident.
Primary source: PERKESO Official FAQ (PDF)
Related questions
→ What exactly is LINDUNG 24 Jam?→ What does it actually cover?→ What accidents are NOT covered?→ Does it cover illness or hospitalisation for sickness?
Deciding before 31 August 2026?
Use the free decision tools: contribution calculator, opt-out guide and an honest LINDUNG 24 Jam vs Personal Accident comparison.
Open the FAQ appKurnia PA Flex plans