Amana InsuranceLINDUNG 24 Jam FAQ

What exactly is LINDUNG 24 Jam?

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Short answer: PERKESO's scheme (from 1 June 2026) covering accidents outside work: at home, on the road, on weekends, anywhere in Malaysia.

The full picture

Officially the Skim Kemalangan Bukan Bencana Kerja (SKBBK), it extends SOCSO protection beyond the Employment Injury Scheme, which only covers work and commuting accidents. It provides 8 benefits including medical treatment, daily income replacement during MC, permanent disability compensation, a dependants' pension and a funeral benefit.

Primary source: PERKESO Scheme Page

Related questions

→ What does it actually cover?→ What accidents are NOT covered?→ Does it cover illness or hospitalisation for sickness?→ How is this different from my existing SOCSO?
Deciding before 31 August 2026?

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