Amana InsuranceLINDUNG 24 Jam FAQ

What does it actually cover?

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Short answer: Accidents outside work, inside Malaysia, falls at home, weekend sports injuries, road accidents on your day off, balik kampung mishaps.

The full picture

The trigger must be an accident, not an illness. PERKESO's official covered examples include balik kampung journeys, family holidays within Malaysia, falls at home, accidents during religious worship (including the journey), recreational sports, and DIY home repairs, provided the activity isn't income-generating work. Work accidents stay under the existing Employment Injury Scheme.

Primary source: PERKESO Official FAQ (PDF)

Related questions

→ What exactly is LINDUNG 24 Jam?→ What accidents are NOT covered?→ Does it cover illness or hospitalisation for sickness?→ How is this different from my existing SOCSO?
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