Amana InsuranceLINDUNG 24 Jam FAQ

How is this different from my existing SOCSO?

✓ VerifiedUpdated 3 days agoConfidence: High
Short answer: Existing SOCSO covers accidents at work and on the commute. LINDUNG 24 Jam covers accidents everywhere else, evenings, weekends, holidays.

The full picture

Both sit under Act 4 with similar benefit types. The existing Employment Injury Scheme is employer-funded; LINDUNG 24 Jam is employee-funded. An accident is assessed under one scheme or the other, never both. PERKESO cites roughly 13 claims per day rejected in 2025 for being non-work accidents, the gap this scheme closes.

Primary source: PERKESO Official FAQ (PDF)

Related questions

→ What exactly is LINDUNG 24 Jam?→ What does it actually cover?→ What accidents are NOT covered?→ Does it cover illness or hospitalisation for sickness?
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