Amana InsuranceLINDUNG 24 Jam FAQ

I'm self-employed / a gig worker. Am I covered?

✓ VerifiedUpdated 3 days agoConfidence: High
Short answer: No. LINDUNG 24 Jam is only for employees under Act 4. The self-employed have a separate scheme. SKSPS under Act 789.

The full picture

Self-employment injuries are explicitly excluded. Gig and self-employed workers should register for the Self-Employment Social Security Scheme (SKSPS), and private PA remains especially relevant, since they face the highest road exposure with the least protection.

Primary source: PERKESO Official FAQ (PDF)

Related questions

→ What exactly is LINDUNG 24 Jam?→ What does it actually cover?→ What accidents are NOT covered?→ Does it cover illness or hospitalisation for sickness?
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